How to Secure Online Transactions?

Introduction: Nowadays we have shifted our life into digital form. Today we have moved from hand written letter to e-mail/chat , TV to IP-TV, coins to bitcoins, messaging to whatsapp etc. So it is obvious that we now do online shopping instead of going to market. This actually saves our time but there is high probability to compromise/hack our personal information by malicious hackers. So how to protect ourself is a million dollar question. Let’s search for it.

Make sure there is ‘https://‘:

The web address starts with the prefix HTTPS. The “S” is important because it means that an encryption protocol called Secure Sockets Layer (SSL) is being used to connect to a web server. The prefix HTTP (without the “S”) means that encryption isn’t being used, and the transaction is less secure.

A lock icon appears on the right side of the Address bar. Click the lock icon to view the certificate used to encrypt the webpage. The certificate identifies the certification authority that issued it, the dates that it’s valid, and the server you’re communicating with. If something looks wrong in the information, contact the issuer to confirm the certificate’s validity.


Use Private Browsing:

Consider always conducting financial transactions in a private browsing session so your browsing history, passwords, and other private data will not be saved or accessible to anyone who uses the computer after you. Make sure to log out of the website and close all browser windows when you are finished. If possible, do not conduct any financial transactions from a public or shared computer or over a public wireless Internet connection.

private browsing

Do not “Remember Password“:

When you are giving your credentials to a site your browser will ask for “Remember Password” option. if you click “Remember”, your password will be automatically saved in your browser. Any one can open your account by this saved credentials. So do not save your password in browser.


Strong Password Recommended:

Password must be 16+ characters. Combination of both upper-case and lower-case, digits and special symbol. It must not be any dictionary word. You can use pass-phrase rather than password.


Use Updated Anti Virus Solutions:

It is possible to get your every key stoke remotely by a key logging software. Malicious hackers are doing this thing. So to protect your self use any Anti Virus with daily update and scan your system weekly.


Avoid Phising:

Phising is a technique to gather victim password by providing fake web pages that almost same to the real one. Malicious hackers are doing this by email. So be very careful when you read any mail or click any link given in a mail.


Use ‘Two Step Verification’:

Use two step verification if this option is there. In two step verification, if you put your correct password, an One Time Password (OTP) will be sent to your contact number. It is much more secure.


Do not Use Public WiFi/Open WiFi for Online Transactions:

It is possible to get your credentials by malicious hackers if you are in public/open WiFi. So do not use these networks for online transactions.

NEW YORK, NY - JULY 11: A free Wi-Fi hotspot beams broadband internet from atop a public phone booth on July 11, 2012 in Manhattan, New York City. New York City launched a pilot program Wednesday to provide free public Wi-Fi at public phone booths around the five boroughs. The first ten booths were lit up with Wi-Fi routers attached to the top of existing phone booths, with six booths in Manhattan, two in Brooklyn, and one in Queens. Additional locations, including ones in the Bronx and Staten Island, are to be added soon. (Photo by John Moore/Getty Images)

Use Your Personal System for Online Transactions:

Do not use others laptop for online transaction. It is possible may be his/her laptop has been compromised already. It is very risky to use cyber cafe’s system for online transactions.

Follow The Rules:

If you are reading this that means you are looking for a way that will secure your online transaction. So don’t be a reader only. Please follow those instructions in your daily digital life. Be the change.

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